The required documents vary depending on the type of loan you're applying for. Generally, you'll need proof of identity (such as a passport or driver's license), proof of income (pay stubs or tax returns), and proof of address (utility bills or lease agreement). For business loans, additional documents like business registration and financial statements may be required.

The approval timeline varies based on the loan type and completeness of your application. Personal loans can be approved within 24-48 hours, while mortgage loans may take 2-4 weeks due to additional verification requirements. Our streamlined process ensures we provide the fastest possible turnaround time without compromising on thoroughness.

Yes, at Finova Finance Grid we believe in giving our clients flexibility. Most of our loan products allow for early repayment without penalties. However, specific terms may vary depending on the loan type and agreement. We recommend reviewing your loan contract or speaking with your loan advisor for details specific to your situation.

Choosing the right insurance policy depends on your specific needs, budget, and risk factors. Our insurance advisors can help assess your situation and recommend appropriate coverage levels. We consider factors like your age, health status, financial obligations, and future goals to tailor insurance solutions that provide adequate protection without overpaying for unnecessary coverage.

For beginners, we typically recommend starting with low-risk investment options such as mutual funds, particularly index funds or ETFs, which offer diversification. As you become more comfortable with investing, you can gradually explore other options like stocks or gold. Our investment advisors can help create a personalized strategy based on your risk tolerance and financial goals.